About Us

As with all businesses, we have passion, self-belief and a vision of how to do things better. In our case, offering small business a new way to access capital and fund growth.

Our customers are the 51% of small business owners who generally have no lending product other than an overdraft or credit card. We provide them with an alternative source of capital to balance cash flow and enable future growth.

We understand that dynamic, innovative businesses often move faster than traditional valuations. So when considering an application for a loan, we look at more than just assets or collateral. We also consider business activity and multiple sources of industry data to obtain a more holistic view of a business’s position. As a result, we can approve more loans than many other lenders.

We know the needs of a small business can change from one day to the next. So once approved, our customers have access to an ongoing loan facility and can withdraw additional funds without reapplying.

We see ourselves as partners with our customers, so we never charge early exit fees if a loan is paid off early.

Our loan process is designed to be as easy as possible, with online applications and a simple fee structure. Loans can be approved in hours and funds deposited in as little as 24 hours.